Why pay for your terminal?

Get our powerful Android and Virtual Terminals for free.

No rental fees. No minimum term. Simple.

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Say goodbye to complicated pricing models and long term contracts

At PaymentPlus, we understand that every business is unique, and so are its needs. That's why we've crafted a solution as flexible as your business. Experience the unparalleled freedom and adaptability that comes with our service, where you can enjoy the convenience of no rental fees and no minimum term contracts.

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Wait, there's more..?

Yes! Get your terminal solutions for free

Unlock the potential of your business with our state-of-the-art Android and Virtual Terminal, available at no cost to you. 

Take advantage of the handy Pay-by-Link feature to send secure payment requests straight to your customers through email.

You can also easily accept payments by QR codes or over the phone. And even enjoy the perks of recurring payments for your regular customers.

Get started

In a nutshell you get...

No Minimum Contract

Enjoy the flexibility of no rental fees and no minimum term contracts all while enjoying the benefit of enterprise level support. If your terminal breaks, we'll swap it with a new one at no extra cost to you. Our commitment is to provide continuous value without locking you into long-term agreements.

Face-to-Face Terminal

Our Android based SmartPOS device allows you to accept fast, secure card payments with next day settlement as standard. With WiFi, 4G and SIM-enabled, we ensure you never lose connectivity, enhancing customer satisfaction.

Virtual Terminal

Reach your customers anywhere, anytime with our Virtual Terminal. This includes Pay-by-Link, Pay-by-QR Code, Payments over the Phone and reoccurring transactions all with Google and Apply Pay supported.

Benefits at a glance

Our payment solutions are designed to empower your business with advanced features and unparalleled support,
ensuring you stay ahead in a competitive market.

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No Hardware Costs

Best-in-Class Android touchscreen terminal.

Free Virtual Terminal

Includes Pay-By-Links, Pay by QR Code and Over the Phone payments.

Next Working Day Swap Out

Free helpdesk with next working day hardware swap out meaning no downtime.

Recurring Payments

Set up automatic payments for regular customers with ease.

7 Day a Week Support

Our team is always available to assist you over telephone and by email.

Next Day Gross Settlement

Receive all your transactions the next day to maintain cash flow.

Local Expertise

We're Irish! Our team is based in Dublin, providing localised support and solutions.

Google and Apple Pay

Enables quick and secure transactions through popular mobile wallets.

See what our customers say...

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Clear and Simple Pricing

We pride ourselves in our transparent pricing for all transaction types.

€0/per month rental fees

Only pay for what you use

  • Consumer Debit and Credit card rates are 1.5%
  • Commercial/Business card rates are 2.5% (+additional 1c transaction for commercial debit cards)
  • Per transaction fees of 5c
  • Google and Apple Pay come as standard
  • Non-EEA cards additional 2.2%
  • Card Not Present* - additional 0.2%
  • Refunds €0.40
  • Monthly Minimum charges** of €30

Let's explain that lingo...

*Card Not Present (CNP) refers to a transaction where the cardholder and their physical card are not physically present during the transaction process. This type of transaction typically occurs in online purchases, over-the-phone sales, or any remote payment where the card information is manually entered rather than swiped, tapped, or inserted into a POS terminal.

If your merchant service charges amount to less than €30 you will pay €30 as your merchant service charges for that month. A typical example is if you have card transactions that amount to less than €2,000 per month, you may not reach that minimum threshold and therefore, would incur the remaining balance of that €30. If you go above that threshold, you will not incur that cost.

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Customised Rates

For businesses with an annual card turnover above €150,000, we offer customised rates.
If that's you, let's have a chat!

Contact Us

New to the game?

Let's break those numbers down with some examples...

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Eoin runs a busy local café

A customer pays him €10 for a cappuccino and a sambo with their personal credit or debit card. They pay him face-to-face. He will pay €0.20 in merchant service charges for that transaction (€10 @ 1.5% + 5c).

Note this is, by far, the most common type of card transaction that we see.

Example-1---Payment-Plus

Katie owns a successful gastro-pub

It’s been a great night as she had a fantastic ABBA tribute act on. She has taken €2,000 across 40 different payments, all by credit and debit card. She will pay €32 in merchant services charges for these transactions (€2,000 @ 1.5%) + (40 x 5c).

Note, if this is a typical night of takings, we recommend that Katie moves onto a different, more cost-effective pricing model. We have bespoke models for businesses that transact more than €150,000 per annum. 

Get a quote
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About PaymentPlus

PaymentPlus is Ireland's largest independent payments solution provider dedicated to helping businesses like yours save money on their merchant service fees. Our team is nationwide, and our head office is in Rathfarnham, Dublin. We offer in-store, online and over the phone payment solutions with complete account management, and full 7-day support.

PaymentPlus by Numbers

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€1.5bn+

Card payments processed annually

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10,000+

PaymentPlus Owned Terminals Accepting
Card Payments

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5,000+

Happy customers and growing

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Join Our Community of Satisfied Merchants Today

Contact Us

Frequently Asked Questions

What is an Android SmartPOS Terminal?

The Android SmartPOS Terminal is a slick portable touchscreen device enabling you to accept fast, secure card payments with next day settlement as standard.

What is the cost of the Android SMARTPOS Terminal?

Absolutely nothing! You get our premium Android SmartPOS terminal at no cost (normally €25 per month).

Are there any hidden fees?

We pride ourselves on transparency. There are no hidden fees, only clear and upfront pricing. Watch out for others in the market who do charge monthly management, statement and SWIFT fees.

How soon will I receive my funds?

We offer next day gross settlement into your business bank account to ensure your cash flow remains steady.

Do you offer support outside business hours?

Yes, our support team is available 7 days a week via telephone and email to assist you whenever needed.

Can I get customised rates for high turnover?

Absolutely! For businesses with an annual card turnover above €150k, we offer customised rates. Get in touch to learn more.

*What does Card Not Present mean?

Card Not Present (CNP) refers to a transaction where the cardholder and their physical card are not physically present during the transaction process. This type of transaction typically occurs in online purchases, over-the-phone sales, or any remote payment where the card information is manually entered rather than swiped, tapped, or inserted into a POS terminal.

**What is a monthly minimum charge?

If your merchant service charges amount to less than €30 you will pay €30 as your merchant service charges for that month. A typical example is if you have card transactions that amount to less than €2,000 per month, you may not reach that minimum threshold and therefore, would incur the remaining balance of the €30. If you go above that threshold, you will not incur that cost.

What is a Virtual Terminal?

A Virtual Terminal is a web based application that allows you to transform any PC, tablet, or smartphone into a point-of-sale terminal only requiring an internet connection.

It is called a “virtual” terminal since it operates the same way as a card reader, but without an actual terminal.

What is a Pay-by-Link?

A Pay-by-Link is a secure payment link you send directly to your customer. The great news is no complicated hosting or coding is required. Your customer simply follows the link prompts meaning payment is easy and instant.

Contact us
Address:
Unit F2, Nutgrove Office Park,
Rathfarnham,
Dublin 14, Ireland
Office & Sales Phone:
+353 (0)1 9017700
Email:
sales@paymentplus.ie

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